Financing

In efforts to make bariatric surgery accessible to patients, Dr. Choi accepts insurance to provide financial help. We accept Aetna, AvMed, Blue Cross, Cigna, Humana and United Health Care. If your insurance is not mentioned, we can still check your services as each year each plan changes. Don’t know where to start? We can contact your provider on your behalf. We’ll do whatever you need to help get you approved. 

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Dr. Choi also offers affordable private payment options for those who do not qualify for coverage from their health insurance plans. We offer flexible forms of payment including cash, credit cards and financing through LightStream, “With Cherry“, LendingClub, UnitedCredit  and Prosper Healthcare each financing option does a soft credit check and some even approve low credit scores. 

Our all inclusive fees includes the following:
  • Initial consultation
  • Anesthesiologist’s fee
  • Radiologist’s fee
  • Surgeon’s fee
  • Post-operative care

Dr. Choi is dedicated to providing state–of–the–art care with empathy and concern for the comfort and well-being of his patients and their families.

We also accept all major cards, cash and checks.

Yes, absolutely. A cosigner for financing is possible.

There are loan programs available to cover the cost of health expenses such as metabolic and bariatric surgery. Appeals to insurance companies or directly to your employer may reverse a denial of coverage. Metabolic and Bariatric surgery is a health expense that you can deduct from your income tax.

If you are not able to qualify for a loan, the Obesity Action Coalition (OAC) produces a helpful guide titled “Working with Your Insurance Provider – A Guide to Seeking Weight-loss Surgery.” This guide can help you work with your provider and advocate for your surgery to be covered. You can view the OAC guide on their website.

Complications are often reported under a separate medical billing code. The insurance company may not cover these costs. Appeal is often very helpful, and direct contact with your hospital can make a big difference for final costs. Many surgeons also offer a special insurance policy to cover unexpected additional costs.

Financing Consultation

Financing Options