20+ Years of Weight Loss Surgery Experience.

Financing

To make bariatric surgery accessible to patients from the US and the rest of the world, for example, EU countries, Switzerland, England, Israel, Canada, the Dominican Republic, Puerto Rico, and Guam, as well as to patients from Asia and South America, Dr. Choi accepts insurance to provide financial help.

Financing Consultation

Free Insurance Verification

We accept Aetna, AvMed, Blue Cross, Cigna, Humana, and United Health Care. If your insurance is not mentioned, we can still check your services, as each year, each plan changes.

Don’t know where to start? We can contact your provider on your behalf. We’ll do whatever you need to help get you approved for bariatric surgery.

Insurance We Accept

We accept Aetna, AvMed, Blue Cross, Cigna, Humana, and United Health Care. If your insurance is not mentioned, we can still check your services, as each year, each plan changes. Contact our office for more information on insurance based bariatric surgery.

Apply For Financing

Dr. Choi also offers affordable private payment options for those who do not qualify for coverage from their health insurance plans. We offer flexible forms of payment including cash, credit cards and financing through LightStream, “With Cherry“, LendingClub, UnitedCredit  and Prosper Healthcare each financing option does a soft credit check and some even approve low credit scores. 

Our all inclusive fees includes the following:
  • Initial consultation
  • Anesthesiologist’s fee
  • Radiologist’s fee
  • Surgeon’s fee
  • Post-operative care
We also accept all major cards, cash and checks.
Payment Options Financing Page Infographic | Take a look at Our Payments Options
What if my insurance doesnt cover my surgery | Get More Information on Insurance and Surgery Now

Our Bariatric Surgeries

Revision Surgery

Address complications or regain control of your weight loss with personalized bariatric revision surgery options.

Weight Loss Consultation

Begin your journey with a personalized consultation where Dr. Michael Choi evaluates your needs and creates a tailored weight loss plan.

Lap Band Removal

An adjustable, reversible bariatric option that helps control portion sizes and promotes gradual weight loss.

Gastric Bypass

A proven solution for weight loss that combines stomach size reduction and digestive rerouting for long-term success.

SADI

An advanced bariatric procedure that combines a sleeve gastrectomy with intestinal bypass for effective weight loss.

Hiatal Hernia Repair

Relieve acid reflux and chest pain with minimally invasive hiatal hernia repair by Dr. Michael Choi.

Gastric Sleeve

Achieve significant weight loss with minimally invasive gastric sleeve surgery, reducing stomach size to limit food intake.

Gallbladder Surgery

Resolve gallbladder issues with minimally invasive surgery by Dr. Michael Choi for quick recovery and lasting relief.

Frequently Asked Question

Do you accept patients who are not from the USA?

Yes, Dr. Choi accepts patients from all over the world. He takes patients from the US and the rest of the world, for example, EU countries, Switzerland, England, Israel, Canada, the Dominican Republic, Puerto Rico, and Guam, as well as patients from Asia and South America.

Yes, we offer options for financing, please follow this link for more details.

Some insurance requires this type of letter from either your surgeon or primary care provider before final approval for surgery. Many will just accept your surgeon’s consultation summary note. It is best to ask your insurer directly. Most companies want information pertaining to current weight, height, body mass index, the medical problems related to obesity, your past diet attempt history, and why the physician feels it is medically necessary for you to have bariatric surgery. Your bariatric surgeon will often have a sample letter of necessity for you to take to your primary care physician.

Most patients have some loose or sagging skin, but it is often more temporary than expected. You will have a lot of change between 6 and 18 months after surgery. Your individual appearance depends upon several things, including how much weight you lose, your age, your genetics, and whether or not you exercise or smoke. Generally, loose skin is well-hidden by clothing. Many patients wear compression garments, which can be found online, to help with appearance.

Some patients will choose to have plastic surgery to remove excess skin. Most surgeons recommend waiting at least 18 months, but you can be evaluated before that. Plastic surgery for the removal of excess abdominal and breast skin is often covered by insurance for reasons of moisture, hygiene, and rash issues.

Arms and other areas may not be covered if they are considered “purely” cosmetic by your insurer. Some of these “less invasive” operations can be done in the clinic, however – so they can be much more affordable!

Dr. Choi’s Florida clinic accepts various types of insurances, such as: Aetna, AvMed, Blue Cross, Cigna, Humana, and United Health Care. If your insurance is not mentioned, we can still check your services, as each year, each plan changes.

There are loan programs available to cover the cost of health expenses such as metabolic and bariatric surgery. Appeals to insurance companies or directly to your employer may reverse a denial of coverage. Metabolic and Bariatric surgery is a health expense that you can deduct from your income tax.

If you are not able to qualify for a loan, the Obesity Action Coalition (OAC) produces a helpful guide titled “Working with Your Insurance Provider – A Guide to Seeking Weight-loss Surgery.” This guide can help you work with your provider and advocate for your surgery to be covered. You can view the OAC guide on their website. 

You will need to take a multivitamin for life. You may need higher doses of certain vitamins or minerals, especially Iron, Calcium, and Vitamin D. You will also need to have at least yearly lab checks. Insurance almost never pays for vitamin and mineral supplements but usually does pay for labs. A consultation with a dietitian is highly recommended.

Yes, absolutely. A cosigner for financing is possible.

Complications are often reported under a separate medical billing code. The insurance company may not cover these costs. Appeal is often very helpful, and direct contact with your hospital can make a big difference for final costs. Many surgeons also offer a special insurance policy to cover unexpected additional costs.

Before & After

Our patients get the RESULTS they are looking for.

With over 5,000+ successful surgeries, it’s no wonder Dr. Choi is the leading bariatric surgeon in South Florida.

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